Cash price
The project price without financing, optional products or assumed incentives.
Financing transparency
Compare the monthly payment and the total paid.
A comfortable payment can hide a long term, financed fees or a large premium over the contractor’s cash price. Enter the actual proposal terms and keep every number visible.
Before signing
Ask for five numbers in writing.
Compare financing separately from equipment, installation scope and incentives.
Amount financed
Cash price minus down payment, plus any fees or products rolled into the loan.
APR
The annual percentage rate, not only the stated interest rate or payment.
Total paid
Down payment plus all scheduled loan payments over the complete term.